Small and midsize enterprises (“SMEs”) make up almost all businesses in the EU and, indeed, around the world. But while their financial services needs are different from those of individuals and large corporations, they often report that those needs are unmet. Ageras is on a mission to change that. Co-founders Rico Andersen and Martin Hegelund are trying to simplify financial administration for small business owners. Ageras began in 2012 as an online marketplace matching SMEs with accountants and bookkeepers but now offers products that …